1 Your loan amount will be determined based on your credit,
income, and certain other information provided in your
loan application. Not all applicants will qualify for the
The minimum loan amount is $6,000 for borrowers in Ohio.
Monthly Payment Example: a 3-year loan with an APR of 16%
and 36 monthly payments will have a payment of $35 per $1,000
2 When you check your rate, we check your credit report.
This initial (soft) inquiry will not affect your credit score.
If you accept your rate and proceed with your application,
we do another (hard) credit inquiry that will impact your credit score.
If you take out a loan, repayment information will be reported to
the credit bureaus.